Why start the New Year off with a pile of credit card bills left over from the holiday season? Most credit unions offer a Holiday Club account that allows you to plan for your purchases by depositing a little each week. You typically have these accounts for a year and the funds are transferred to your checking or savings account in the fall, just in time for holiday shopping.
Why spend more on the presents you are purchasing, when you could buy more presents with the interest your holiday account will earn. This way, when the holiday season rolls around you won’t have to worry about starting the New Year with credit card bills or dipping into other savings accounts. So go ahead, make your holidays a little brighter and reduce your stress by planning ahead for next year.
-Jess H., Maine Credit Union League
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