Wednesday, February 22, 2012

Don’t let your spring vacation break the bank

Its spring vacation time and whether you are taking a family trip to the Grand Canyon, a cruise to Cancun with your girlfriends, or doing day trips through New England, it’s easy to overspend. If you are going away for more than the day you will need a hotel room; but that doesn’t mean you need the luxury suite with the adjacent living room. Odds are you won’t be spending a lot of time hanging out in your hotel room; you really only need a place to get a good night’s sleep so you can spend the day exploring the area.

That said, don’t spend all your time exploring like a tourist; you have to eat, but do you really want to spend $20 on a burger at a theme restaurant? Instead, ask the locals for restaurant suggestions. Not only will these places likely be cheaper, but you will get an authentic dining experience. Also you can avoid unnecessary spending by avoiding heavy tourist areas; they are called tourist traps for a reason.

If a day trip is on your to-do list during vacation you won’t need to worry about hotels, but sticking to local restaurants is a good idea. Not only are you saving money, but you are helping out local businesses. The best way to save money during day trips is to plan your trip out in advance. It may seem fun to just arrive at your destination and go as you please, but you will probably find yourself spending more time traveling from place to place than you would like. Planning out your trip in advance gives you time to figure out the best way to go from location to location.

It is possible to have an enjoyable vacation without the guilt of reaching for those credit cards. And if you do find yourself needing access to more money while you are there, look for a credit union on the Shared Branch Network. You can find the one closest to you here.

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