A lot goes into having your first job, Maine credit unions are here to help.

Starting your first job is equal parts daunting and exhilarating; you think about everything from what you have to wear, to what time you need to wake up in the morning. There are some things that you don’t always think about, though. Things like needing an account in case your job requires direct deposit, or making sure you have enough money saved if you happen to have car trouble.

Then there are numerous problems that can occur. What if you need to make it to the bank one day, but it closes before you can get there, or your bank is charging you for several fees? That’s when being a member of a credit union becomes helpful. You will have an account already set up for direct deposits, and with many credit unions a member of SURF and Shared Branching, you have access to over 200 ATMs and over 100 credit union locations throughout the state. And because credit unions tend to have lower interest rates, getting a car loan is easy, ensuring that you always have transportation. The transition from school to your first job is exciting, and being a credit union member helps make the transition a smooth one.