The “firsts” in life are usually exciting, but can also be very scary. This is certainly true when buying your first home. The challenges you encounter along the way can range from amusing (bathrooms in bold shades of pink and avocado green) to disheartening (having yet another offer declined by a seller). These challenges, combined with the onslaught of new information one must absorb while trying to balance their desire for the home they always dreamed of with the need not to get in over their head, can make the experience one that requires a great deal of patience and more importantly, help! While your realtor is your partner in finding the house that is meant to be your home, it is also important to have a partner in ensuring that this is a house you can afford.
This is where credit unions can help. While many fondly think of credit unions as a great place for that first car loan, they also make wonderful partners in helping new homebuyers achieve their dreams of home ownership. Credit unions are known for giving people a chance, and for good reason! Instead of shying away from offering mortgages, credit unions are taking the current climate as an opportunity to help members take advantage of the low mortgage rates the economy has to offer. Credit unions exist to serve their members and want to see you enjoy your investment, not have it be more than you can handle. So, they won’t try to get you into the champagne of homes if you are on a beer in a can budget. Buying a home is a big step, and one that no one should take alone. It’s nice to know that, in any economy, Maine credit unions can help you make it happen.
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